(no subject)

[bzarcher]

I'm thinking again, and we all know this is dangerous.

The apple store offers fairly good APR loans.

If I get this job, I'm seriously considering a $3300 loan for a 15" Superdrive powerbook G4 and new iPod...

Comments

[gigerlicious.livejournal.com]

A computer is a liability, not an asset. Get an IRA if you don't have one yet, or at the very least a CD.

[bzarcher.livejournal.com]

A computer's an asset, but I already have a desktop. I don't have an IRA or CD...I guess that's something I have to think about.

Re:

[gigerlicious.livejournal.com]

A computer is /not/ an asset. Show me a computer that appreciates over time, and I'll eat my words.

[bzarcher.livejournal.com]

Okay, monetarily it is not an asset, but in terms of productivity? A more modern machine that I could use as a greater tool in my work (especially to demonstrate modern equipment for this particular job, if I get it), would be a big help.

Re:

[gigerlicious.livejournal.com]

I suppose I'm pushing the IRA because someone pushed it on me when I was 22. Five years later, I already have ten thousand bucks saved for when I retire. Every year you put it off, you're gonna need about 1.2 years to make it up.

I'm also a concept oriented thinker, so I advocate the bigger picture.

You're in a very awesome position to have no debt at your young age, it would irresponsible of me to not underscore the importance of that.

Re:

[bzarcher.livejournal.com]

Well, no debt except the student loans, and the car that I now have halfway paid off.

Out of curiousity, where is the best place to go for the IRA?

Re:

[gigerlicious.livejournal.com]

I've had good experiences with Roth and Janus, I can't vouch for anyone else.

Re:

[gigerlicious.livejournal.com]

Er, amend that. TIAA-CREF is legit as well.

Re:

[bzarcher.livejournal.com]

And I assume this is an in-person, sit down, show us your records type thing, not something done online?

Re:

[flying-landon.livejournal.com]

A computer is fun, though.

Re:

[gigerlicious.livejournal.com]

So would punching my boss in the face, but we shouldn't always do what our id desires.